Housing Rehabilitation Program

At this time the County is not accepting applications for assistance. However, the Waiting List Worksheet may be completed for placement on the Program’s waiting list but does not constitute approval or denial for assistance under the Program. Each worksheet’s household will be notified by mail, in order of submission, when the Program is ready to accept applications.

Due to limited funding an application may not be sent from the County for approximately 12-24 months. During this waiting period the County will not verify eligibility for assistance until submission of an application and required documents are completed. Once a completed application and documentation is received by the County the applicant will be required to qualify under the Program’s current requirements.

The basic objective of the Housing Rehabilitation Program is to improve the housing of income eligible persons in a manner that conserves existing housing stock and contributes to neighborhood revitalization and preservation.

This program is administered by the Economic Development (ED) Department. The Housing Rehabilitation Program is funded by State grant funds awarded to Lassen County by the California Department of Housing and Community Development (HCD) Community Development Block Grant (CDBG) Program.

Applicant Eligibility

  • Owner-Occupant - Applicant must be the owner and occupant of the structure to be rehabilitated, certify the home is not being offered for sale, and is their primary residence.
  • Owner-Investor - Applicant must be the owner of the structure to be rehabilitated and certify the home is not being offered for sale.
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Income Eligibility

  • Owner-Occupant - Household income must be equal to, or less than the currently established income guidelines, as provided by HCD. The owner will be required to provide income documentation, which will be verified by staff during the application process.
  • Owner-Investor - There are no restrictions on the income of the owner-investor unless the owner is interested in qualifying for a deferred payment loan. Household income must be equal to, or less than the currently established income guidelines, as provided by HCD. The owner will be required to provide income documentation, which will be verified by staff during the application process.
  • Tenant - If a rental is currently occupied, the tenant's household income must be equal to, or less than the currently established income guidelines, as provided by HCD. The tenant will be required to provide income documentation, which will be verified by staff during the application process.

CLICK HERE to see if you qualify under the income limits for the program.

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Property Eligibility

Both owner-occupied and rental residential properties located in Lassen County are eligible for rehabilitation financing. Eligible dwellings include: single-family homes, duplexes, mobile homes on a permanent foundation, and apartment units.

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Eligible Activities

All improvements must be physically attached to the property and permanent in nature. All activities defined under Priorities I thru III must be addressed before Priority IV can be considered. A specific example of each Priority is listed below, but is not limited to:

  • Priority I - Code Violations
    • Electrical wiring, fixtures or systems
  • Priority II - Architectural Barrier Removal
    • Installation of ramps
  • Priority III - Efficient Energy Systems
    • Solar technology
  • Priority IV - Allowable, Additional Improvements
    • Disposal, refrigerator, stove and dishwasher
  • Luxury Items are not allowed
    • Carports or garages
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Financing Limits

Eligible owners may qualify for the full cost of the rehabilitation work, with a maximum loan amount of $100,000 in CDBG funds. Exception below:

  • Lead-based paint abatement activities and efficient energy systems (priority III) allow an opportunity to apply for additional funding above the allotted maximum loan amount.
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Loan Terms and Rates

Owner-Occupant

  • If annual household income is below 30% of Lassen County's Annual Income Guidelines, adjusted for family size, household may qualify for the following loan term:
    • Loans under $50,000 may have a 20 Year Term, 0% Interest, 10 Year Deferred Payment Loan.
    • Loans over $50,000 may have a 30 Year Term, 0% Interest, 10 Year Deferred Payment Loan.
  • If annual household income is below 50% of Lassen County's Annual Income Guidelines, adjusted for family size, household may qualify for the following loan term:
    • Loans under $50,000 may have a 20 Year Term, 1% Interest, 10 Year Deferred Payment Loan.
    • Loans over $50,000 may have a 30 Year Term, 1% Interest, 10 Year Deferred Payment Loan.
  • If annual household income is below 60% of Lassen County's Annual Income Guidelines, adjusted for family size, household may qualify for the following loan term:
    • Loans under $50,000 may have a 20 Year Term, 2% Interest, 10 Year Deferred Payment Loan.
    • Loans over $50,000 may have a 30 Year Term, 2% Interest, 10 Year Deferred Payment Loan.
  • If annual household income is below 80% of Lassen County's Annual Income Guidelines, adjusted for family size, household may qualify for the following loan term:
    • Loans under $50,000 may have a 20 Year Term, 3% Interest, 1 Year Deferred Payment Loan.
    • Loans over $50,000 may have a 30 Year Term, 3% Interest, 1 Year Deferred Payment Loan

Owner-Investor

  • If annual household income is below 30% of Lassen County's Annual Income Guidelines, adjusted for family size, household may qualify for the following loan term:
    • Loans under $50,000 may have a 20 Year Term, 0% Interest, 10 Year Deferred Payment Loan.
    • Loans over $50,000 may have a 30 Year Term, 0% Interest, 10 Year Deferred Payment Loan.
  • If annual household income is below 50% of Lassen County's Annual Income Guidelines, adjusted for family size, household may qualify for the following loan term:
    • Loans under $50,000 may have a 20 Year Term, 1% Interest, 10 Year Deferred Payment Loan.
    • Loans over $50,000 may have a 30 Year Term, 1% Interest, 10 Year Deferred Payment Loan.
  • If annual household income is below 60% of Lassen County's Annual Income Guidelines, adjusted for family size, household may qualify for the following loan term:
    • Loans under $50,000 may have a 20 Year Term, 2% Interest, 10 Year Deferred Payment Loan.
    • Loans over $50,000 may have a 30 Year Term, 2% Interest, 10 Year Deferred Payment Loan.
  • If annual household income is below 80% of Lassen County's Annual Income Guidelines, adjusted for family size, household may qualify for the following loan term:
    • Loans under $50,000 may have a 20 Year Term, 3% Interest, 1 Year Deferred Payment Loan.
    • Loans over $50,000 may have a 30 Year Term, 3% Interest, 1 Year Deferred Payment Loan.
  • If annual household income is above 80% of Lassen County's Annual Income Guidelines, household may qualify for the following loan term:
    • Loans under $50,000 may have a 20 Year Term, 3% Interest, Amortized Loan.
    • Loans over $50,000 may have a 30 Year Term, 3% Interest, Amortized Loan.
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Grants

The maximum grant amount is $10,000 per household and will only be offered as funds are available, on an individual needs basis, and for the following activities:

  • The possible repair and installation of sewer/water systems, where existing systems have failed;
  • To senior citizens and/or disabled persons for accessibility improvements; or,
  • For any activities necessary for removal of environmental hazards.
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Fair Housing

This program will be implemented in ways consistent with Lassen County's commitment to Fair Housing. No person shall be excluded from participation in, denied the benefit of, or be subjected to discrimination under any program or activity funded in whole or in part with funds on the basis of his or her religious affiliation, age, race, color, ancestry, national origin, sex, marital status, familial status (children), physical or mental disability, sexual orientation, or other arbitrary cause.

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How Do I Apply?

Call or visit the ED Department at 707 Nevada Street, Suite 1 in Susanville. Regular office hours are from 8:00am to 5:00pm, Monday through Friday.

Please Contact:
Jenna Aguilera
Development Specialist
Phone: (530) 251-2683
Fax: (530) 257-6599
Email: housing@co.lassen.ca.us

Download:

Housing Rehabilitation Program Guidelines
Housing Rehabilitation Program Brochure
Waiting List Worksheet

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